Project your nest egg from your savings, contributions and expected return — then track the real thing in Hunch.
A quick projection of how long your savings last.
Simplified US federal tax model with a flat state-rate estimate, single-person. Not financial advice.
This calculator projects your retirement savings by compounding your current balance plus monthly contributions at your expected return until your retirement age. It then estimates the monthly income that nest egg could provide using a 4% annual withdrawal.
A common guideline is about 25× your annual spending, which supports a ~4% yearly withdrawal. Your real number depends on lifestyle, other income like pensions, and how long your retirement lasts.
Many people use ~7% before inflation for a stock-heavy portfolio, easing lower as they approach retirement. Use a conservative number and revisit it regularly.
Thanks to decades of compounding, raising your monthly contribution even a little can add a surprising amount to your final balance.
Yes — with your accounts linked, Hunch tracks your retirement savings and can run projections and “what-if” scenarios against your real data.