HunchWhat happens when you connect a bank.
A plain-language account of how Hunch connects to your bank through Plaid, what it can read, and how your data is protected.
You sign in through Plaid
When you connect an account, Hunch hands you off to Plaid — the secure bank-connection service used by thousands of finance apps. You log in directly with your bank inside Plaid’s flow. Your password and any MFA codes go to your bank; Hunch never sees or stores them.
Once you approve, your bank grants read-only access to your transactions and balances. Plaid returns a secure token, which Hunch stores encrypted on your behalf. That token can read your data — it can never move money or change anything at your bank.
Your data stays encrypted and yours
Transactions and balances refresh automatically — no manual exports, no passwords to re-enter. Everything is stored encrypted in the cloud and isolated to your account, so only you can ever reach it.
You stay in control. Disconnect a bank whenever you like, or delete your account in one step — which revokes Hunch’s access and removes your data. Prefer not to link a bank at all? You can import CSV or PDF statements instead.
What Hunch can read
Hunch requests only what it needs to show you your accounts. Nothing else is read or stored.
- Transactions — date, merchant, amount
- Account balances
- Investment holdings, where available
- Recurring bills and income
- Passwords or MFA codes
- Full account numbers
- SSN or government identifiers
- Phone numbers or email addresses
Questions
Security questions or responsible disclosure: security@hunch.money.
Anything else: hello@hunch.money.
Related: security · privacy policy.
No security measure eliminates all risk. For the full warranty disclaimer, see our Terms of Use.