Ask Hunch answers questions about your money and categorizes transactions. Here is precisely what the AI can and cannot see.
The assistant is handed the specific figures required to answer you — not a copy of your whole financial life.
Account numbers and personal identifiers are stripped before anything reaches the model.
Your financial data is never used to train AI models — ours or a provider's.
The AI calls narrow tools like "spending by category last month" that return only the numbers needed — not raw access to your accounts.
Before a request leaves Hunch, personal identifiers are removed so the model works with amounts and categories, not who you are.
Requests are used to answer you in the moment and are not retained to train models.
AI features are optional. You can disable the assistant and automatic categorization in settings at any time.
When you ask Hunch a question, the assistant does not receive a dump of your transactions. Instead it calls specific, narrow tools — for example, one that returns your total spending by category for a date range. Each tool is defined to return only the figures needed for that answer, and personal identifiers such as account numbers are hidden from the model. The AI reasons over anonymized numbers, then Hunch renders the result back to you.
Your financial data is used to answer your request in the moment — nothing more. It is not retained to train AI models, ours or a provider's, and it is never sold or shared with advertisers. Paid plans route to higher-quality models for better answers, but the same privacy rules apply on every tier.
No. Personal identifiers, including account numbers, are stripped before any request reaches the model. The AI works with amounts and categories, not identifying details.
No. Your financial data is used only to answer your request in the moment. It is not retained to train models, ours or a provider's.
Yes. The assistant and automatic categorization are optional and can be disabled in settings at any time.
Hunch routes to leading models through a secure gateway. Paid plans unlock higher-quality models for more detailed answers; the same privacy protections apply on every tier.
No. The assistant can read your data to answer questions and suggest categorizations, but it cannot move money or take irreversible actions without you.
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