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See how regular investing and compound returns grow your money over time — then track your real portfolio automatically in Hunch.
This calculator projects the future value of an investment from a starting amount, monthly contributions, an assumed annual return and a time horizon. Returns are compounded monthly, so your contributions and the growth on them both earn further growth — the longer the horizon, the bigger that snowball.
A diversified stock portfolio has historically returned roughly 7% per year after inflation over the long run, though any single year can be very different. Use a conservative figure for planning.
Because growth compounds, money invested in your 20s has decades to snowball. Even small monthly contributions started early often beat larger amounts started later.
Use a real (after-inflation) return if you want the result in today’s dollars, or a nominal return to see the future face value. The calculator applies the rate you enter.
Yes — Hunch syncs your brokerages and shows live holdings, returns and allocation, so you can compare your real growth to your plan.