HunchPRICING
Free to start.
Powerful when you need it.
All core features are free forever. Hunch AI adds categorization and natural-language spending questions.
PRICING
Simple, honest pricing.
The core app is free forever. Add AI when you want it.
FREE
$0forever
Full-featured personal finance. No account required, no catch.
- Transactions, balances & holdings
- Budgets, goals & net worth
- 30–90 day cash flow forecast
- Spending reports & alerts
- Canadian retirement planner
- Mortgage planner
- All data stays on your device
- macOS · Windows · Linux
HUNCH AI
$4.99/mo CAD
AI categorization and natural-language money questions, for everyday use.
- Transactions, balances & holdings
- Budgets, goals & net worth
- 30–90 day cash flow forecast
- Spending reports & alerts
- Canadian retirement planner
- Mortgage planner
- All data stays on your device
- macOS · Windows · Linux
- 250 AI categorizations/month
- 30 "Ask your money" queries/month
- Bring your own API key (unlimited)
Recommended
HUNCH AI PRO
$9.99/mo CAD
Unlimited AI for power users who want nothing in the way.
- Transactions, balances & holdings
- Budgets, goals & net worth
- 30–90 day cash flow forecast
- Spending reports & alerts
- Canadian retirement planner
- Mortgage planner
- All data stays on your device
- macOS · Windows · Linux
- Unlimited AI categorizations
- Unlimited "Ask your money" queries
- Bring your own API key
- Early access to new features
AI plans billed monthly · Cancel any time · Core app stays free if you cancel
AI compute has a real cost — this fee lets us offer it at a subsidized rate for everyone.
Pricing FAQs
Questions about plans, billing, or what AI features do?
Yes. All transaction tracking, budgets, goals, net worth, reports, retirement planning, and mortgage tools are free with no time limit. No credit card required, no trial.
Your money, clearly.
Download Hunch free. Upgrade to Hunch AI whenever you’re ready.
macOS · Windows · Linux · No account required for core features