HunchBudget that actually works — every dollar planned.
Hunch groups your spending into Fixed, Flexible, and Non-Monthly sections, shows you Budget vs Actual vs Remaining at a glance, and tells you exactly how much income is still unallocated.
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Know what's left to budget, not just what's left to spend
Most budgeting apps show you how much you've spent. Hunch shows you something more powerful: how much of your income you haven't assigned yet — your "left to budget" figure.
Allocate every dollar on purpose. When Left to Budget hits zero, your plan is complete. No guesswork, no surprise overdrafts.
Every budget feature you actually need
Built for people who want real control over their money — not just a pie chart.
Set a budget for each income stream, track how much has landed this period, and see what's still expected — all at the top of your budget.
Fixed costs, flexible spending, and non-monthly bills each get their own collapsible section with subtotals. Collapse what you're done with.
Three discrete columns replace the old combined cell. Remaining is color-coded — green when you're on track, red when you're over.
Project your next six periods using your current budgets and scheduled annual expenses. See which months will be tight before they arrive.
Unused grocery budget rolls forward automatically. Configure per-category or into a shared pool — you decide how carry-overs work.
Add car insurance, Amazon Prime, or any yearly bill. Hunch spreads the cost monthly and shows the full amount when it comes due.
See the next six months before they happen
The Forecast tab projects your budgeted income versus budgeted expenses for each upcoming period, including scheduled annual bills dropping in.
Spot a tight December before it arrives. Adjust your Non-Monthly set-asides now and arrive relaxed.
From sync to plan in minutes
Connect your bank
Hunch connects via Plaid — read-only, bank-grade encryption. Your transactions appear automatically. No manual entry.
Review your categories
Transactions are categorized automatically. Assign each category to Fixed, Flexible, or Non-Monthly to build your section layout.
Set your budgets
Click any amount to edit it inline. Hunch suggests amounts based on your spending history — accept, adjust, or start from scratch.
Track and adjust
Watch Budget, Actual, and Remaining update as transactions come in. Use "Move money" to shift unspent funds mid-month.
Never be surprised by a yearly bill again
Add your annual and quarterly expenses once — insurance, subscriptions, professional memberships, property taxes. Hunch tracks the progress bar and shows the monthly set-aside needed.
In the month a bill comes due, the full amount surfaces in your Non-Monthly section automatically so it's already in your plan.
Questions about budgeting
Zero-based budgeting means you assign every dollar of income a purpose — savings, bills, spending, or investing — until income minus allocations equals zero. You're not trying to hit zero; you're trying to have zero left unplanned. Hunch's "Left to Budget" metric shows you how close you are.
Know exactly where your money goes.
Hunch tracks every dollar automatically and shows you where you stand — no spreadsheets, no manual entry.
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