See where your money actually goes.
Connect any bank through Plaid — or import a CSV. Budgets, net worth, cash flow and investments, with an AI that actually knows your numbers.
Independent. Names and logos are used only to identify supported institutions. Don’t see your bank?
Most money apps show you a pile of transactions. Hunch tells you what they mean.
Every dollar finds its place — automatically
Every account, one clear dashboard.
Checking, credit and investments from thousands of institutions via Plaid — or any bank via CSV import.
BMO Chequing···· 4821$8,410
EQ Savings···· 2210$26,900
Wealthsimple···· 0057$92,540
Amex Cobalt···· 8833-$1,240
Categorized automatically
Synced transactions sorted into clear groups — “where is it going?” is always one glance away.
The full year, at a glance
Per-category trends, top merchants and automatic alerts when a subscription quietly raises its price.
Plan without the spreadsheet
Suggested budgets, bill reminders, goals and a 30–90 day cash-flow forecast built from your own history.
Retirement, projected
From your first transaction to your retirement projection — your whole trajectory, always yours.
An AI that actually knows your numbers.
Ask a real question in plain English. Hunch answers from your own spending — opt-in, scoped, and never sold.
Try Ask HunchThree steps. Then you’re set.
Connect your bank
Securely link your bank through Plaid in seconds — or drop in a CSV. Your banking password is never shared with Hunch.
Hunch keeps it current
Transactions and balances refresh automatically and get categorized for you — all encrypted and private to your account.
See the whole picture
Categories, trends, balances and every connected account land in one calm dashboard — your whole financial picture.
Track every holding across every account.
Holdings, all-time returns, live market data, and an AI that analyzes your portfolio — all in one place.
See investing features
Bank-grade security. Your data, encrypted.
Read-only bank access
You connect through Plaid — the same secure link trusted by thousands of finance apps. Hunch never sees or stores your banking password.
Encrypted and isolated to you
Your data is stored securely, encrypted and walled off so only your account can ever reach it. Bank connections are sealed with strong encryption.
Never sold. Yours to take or delete
We never sell your data. AI features are opt-in and scoped. Export everything or delete your account — which also revokes bank access — anytime.
Simple, transparent pricing.
The core app is free forever. Upgrade when you're ready.
Budgeting, tracking, and spending insights. Free forever, no credit card — ad-supported.
Get started for freeInvestments, retirement planning, and AI for your everyday money questions.
Get PlusUnlimited AI for power users who want nothing in the way.
Get ProInvite a partner or household member to any paid plan — shared budgets, goals and a combined household view.
All plans billed monthly · cancel any time · core app stays free if you cancel · beta pricing applied at checkout.
Questions, answered.
Does Hunch ever see my banking password?
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No. You sign in to your bank through Plaid — the same secure connection trusted by thousands of finance apps. Plaid hands Hunch a read-only token for your transactions and balances; your banking password is entered at your bank and is never seen or stored by Hunch.
Where is my financial data stored?
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Securely in the cloud. Your data is encrypted, isolated so only your account can reach it, and your bank connection is sealed with strong encryption. We never sell your data. AI categorization sends only merchant descriptions. The Ask Hunch assistant queries your spending data through tool calls for only the scopes you enable — your banking password and account numbers are never shared.
Which banks are supported?
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Hunch connects through Plaid, which supports thousands of banks and credit unions across Canada and the US — including TD, RBC, BMO, Scotiabank, CIBC, National Bank, Tangerine, Simplii Financial, Desjardins, PC Financial, Wealthsimple and Neo. If your account isn’t covered, you can import CSV or PDF statements from any institution.
What can Hunch track?
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Transactions, e-transfers with sender and recipient context, balances, accounts, holdings, savings rate, 30–90 day cash-flow forecast, income streams, budgets with rollover and locking, recurring bills with price-change detection, goals, spending reports, alerts, net worth, mortgage amortization, financial independence tracking and Canadian retirement projections. You can also add manual balances, manual recurring income and expenses, rules, tags and splits.
How does the AI feature work?
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Hunch offers optional AI categorization and Ask Hunch — a free-text chat interface over your financial data. Both are opt-in and require a paid plan. AI categorization sends only merchant names (never account numbers or personal details). The Ask Hunch assistant queries your spending data through tool calls and can return amounts for the scopes you enable — your banking password and account numbers are never shared. Advanced users can supply their own AI API key.
Money, minus the mystery.
Connect a supported bank or import a CSV from any bank. See your finances clearly — free, forever.