BMO

Does BMO work with Hunch?

Yes — BMO connects to Hunch through Plaid. Here's exactly what syncs, how to export your history, and how your assistant fits in.

Checked against Plaid's live catalog on July 30, 2026.

PLAID CONNECTION

Does BMO work with Plaid?

Yes. BMO's Plaid connection was verified on July 30, 2026. It syncs the account types checked below:

BMO uses Plaid's in-form flow — you sign in inside Plaid's widget, which never shares your credentials with Hunch.

BMO — Plaid connection verified July 30, 2026
Account type	Syncs to Hunch
Transactions	Yes
Account balances	Yes
Credit card & loan balances	Yes
Investment transactions	No
Full holdings & securities	No

CSV EXPORT

How do I export transactions from BMO?

Sign in to BMO's online banking and look for a Statements, Export, or Download section — most banks let you download a CSV or PDF of recent transactions. Import that file into Hunch and it's categorized the same way as a live Plaid connection — your assistant can read it exactly the same way too.

How CSV import works →

ABOUT BMO

A bit about BMO

Bank of Montreal was founded in 1817 and is Canada's oldest bank, predating Confederation by exactly 50 years. Personal banking, credit card, and investment accounts connect to Hunch through Plaid.

AI ACCESS

Ask your assistant about your BMO accounts

Once BMO is in Hunch, connecting an AI assistant is one extra step — add Hunch as a connector to any MCP-compatible assistant, and it can read balances, transactions, and spending trends. Still read-only, still revocable.

Two have a full, tested walkthrough today:

Claude walkthrough →

ChatGPT walkthrough →

LIMITS

What your assistant can't do with your BMO accounts

The connector is read-only by design — this doesn't change bank to bank.

IT CAN

Read balances, transactions, and spending trends
Answer questions about your budget, goals, and net worth
See every account you've linked to Hunch, not just BMO
Be revoked in about a minute, any time

IT CAN'T

Move money, pay bills, or start any transfer
Change your BMO settings or account details
See your BMO username, password, or PIN
Act on your accounts without you asking it something first

HISTORY WINDOW

How far back it can see

How much BMO history your assistant can read depends on your Hunch plan, not on BMO itself.

See plans →

HOUSEHOLDS

Sharing a household?

If you and a partner both link accounts to Hunch, you choose whether your assistant sees combined household data or just your own BMO accounts.

How households work →

COMPARING APPS

Comparing budgeting apps for BMO users

If you're weighing Hunch against another budgeting app for tracking BMO, start here.

Hunch vs YNAB →See all comparisons

SWITCHING — Moving from another app? Import your export and Hunch picks up where it left off.

Mint →Monarch Money →YNAB →

All supported banks →Security →

BMO is a trademark of its respective owner. Hunch is not affiliated with, endorsed by, or sponsored by BMO — this page exists to document how Hunch's Plaid-based connection to BMO works.

FAQ

BMO + Hunch, answered

Does my AI assistant ever see my BMO password?

No. BMO sign-in happens through Plaid — either a redirect to BMO's own site or a form inside Plaid's widget — and Hunch only ever receives a read-only data token. Your assistant never sees a password, and neither does Hunch.

Can my AI assistant move money out of my BMO account?

No. The Hunch connector is read-only. It can't initiate a transfer, pay a bill, or change anything in your BMO account — the most it can do is describe what it sees.

How far back can it see my BMO transactions?

That's set by your Hunch plan's history window, not by BMO. Check the plans page for the exact number of months on each tier.

Does this work for BMO credit cards too?

Yes — BMO's Plaid connection includes credit card and loan balances alongside everyday transactions.

Does it see my BMO investments?

Not from this specific BMO connection — see the sync table above for exactly what's included today.

What if BMO doesn't show up when I try to connect?

Search by the exact name shown on this page — some banks list several entries in Plaid for different products. If it still doesn't appear, import a CSV statement instead and let us know which bank you'd like added.

Does BMO work with Plaid?

Yes — Hunch verified BMO's Plaid connection on July 30, 2026. It currently syncs Transactions, Account balances, Credit card & loan balances.

How do I export transactions from BMO?

Can chat see my bank account?

Yes — once you connect a bank account to Hunch, any AI assistant you've added as a connector can read its balances and transactions. It can't see anything you haven't connected, and it can't move money.

Can I ask chat about my spending?

Yes — that's the main use case. Ask things like "what did I spend on groceries last month" or "am I over budget" and it reads live from Hunch.

Does this work with chat gpt?

Yes. ChatGPT is one of two assistants with a full walkthrough on this site — Claude is the other — but Hunch's connector is built on MCP, the open standard, so it works with any compatible assistant.