Income tax calculator.
Estimate your federal and provincial tax and take-home pay — then let Hunch keep your finances organized for tax time.
Advanced options
Income tax calculators, by province and state
Pick your province, territory or state to estimate take-home pay after federal tax, regional income tax, and payroll deductions.
Canada — provinces and territories
United States — states and DC
How the income tax calculator works
This tool estimates your 2026 income tax and take-home pay for any Canadian province or territory and any US state. It applies that region’s own marginal brackets on top of the federal brackets, along with the basic personal amount (Canada) or the standard deduction (US), so higher earnings are taxed progressively rather than all at one rate.
What’s the difference between marginal and average rate?
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Your marginal rate is the tax on your next dollar earned (your top bracket). Your average rate is total tax divided by total income — always lower, because earlier dollars are taxed less.
What isn’t included?
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It is a simplified estimate. It does include the basic personal amount or standard deduction and CPP/QPP, EI and FICA payroll, but it excludes most other credits, provincial surtaxes and deductions you have not entered under Advanced options — so your actual return may differ.
Which regions are supported?
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All 13 Canadian provinces and territories and all 50 US states plus Washington, D.C. Each has its own page with that region’s full 2026 bracket table; the federal calculation is shared within each country.
How can Hunch help at tax time?
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Hunch categorizes income and deductible spending through the year, so you head into tax season with a clear, organized picture instead of a shoebox of receipts.