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Security

Bank-grade security. Your data, encrypted.

Read-only bank access through Plaid, strong encryption, and a simple promise: we never sell your data.

How your data is protected

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Read-only bank access

You connect through Plaid — the same secure link trusted by thousands of finance apps. Hunch never sees or stores your banking password.

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Encrypted and isolated to you

Your data is stored securely, encrypted and walled off so only your account can ever reach it. Bank connections are sealed with strong encryption.

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Never sold. Yours to take or delete

We never sell your data. AI features are opt-in. Export everything or delete your account — which also revokes bank access — anytime.

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Strong encryption

Your financial data is encrypted, and bank connections are sealed so credentials never touch Hunch.

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You control AI access

AI features are off until you turn them on, and only ever see the areas you allow. Never used to train models.

Delete anytime

Deleting your account is permanent and also revokes Hunch’s read-only access to your banks.

Not a bank

Hunch is a personal-finance tool with read-only access — it can never move your money.

UNDER THE HOOD

How your data is protected, layer by layer

Read-only bank access

You log in with your bank through Plaid, not us — we never see or store your bank username or password. Hunch receives a read-only token that can view transactions but cannot move money.

AES-256 encryption

Every piece of financial data is encrypted with AES-256 — the standard banks and governments use — both while stored and while moving between your device and our servers.

Database-level isolation

Your records are walled off at the database level with row-level security. Even our own systems can only reach your data when you are signed in and asking for it.

What we never do

We never sell your financial data, share it with advertisers, or store your bank login credentials. Ads keep the free tier running; your transactions stay private.

Your controls

You can export everything to CSV at any time, and deleting your account permanently removes your financial data from our systems.

FAQ

Security questions.

Does Hunch ever see my banking password?

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No. You sign in at your bank through Plaid, which hands Hunch a read-only token for transactions and balances. Your password is entered at your bank and never seen or stored by Hunch.

Where is my data stored?

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Securely in the cloud — encrypted and walled off so only your account can reach it. Bank connections are sealed with strong encryption.

Can Hunch move my money?

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No. Access is read-only. Hunch can see transactions and balances to show you your finances, but it can never move or spend your money.

Is the AI a privacy risk?

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AI features are opt-in and only ever see the areas you switch on. Your data is never used to train AI models and never sold.

Does Hunch store my bank password?

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No. You authenticate directly with your bank through Plaid. Hunch never sees or stores your bank username or password — only a read-only token.

What happens to my data if I delete my account?

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You can export all of your data to CSV first, and deleting your account permanently removes your financial data from our systems.

Your money, safely in view.

Read-only, encrypted, never sold. See your finances with confidence.

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