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Mint is gone. Here is what a replacement actually has to do — and where Hunch lands on each of it.
Mint closed on 23 March 2024. Intuit moved accounts to Credit Karma, but only the login came across — transactions, budgets, goals, categories, bill reminders and recurring labels were not migrated, and Credit Karma has no budgeting feature at all.
Every row, including the ones we do not win.
| Feature | Hunch | Mint (closed) |
|---|---|---|
| Starting price | $4.99/mo | Discontinued |
| Free tier | ✓ | ✓ |
| What 'free' costs elsewhere, per year | $0/yr forever | — |
| Bank sync on the free tier | ✓ | ✓ |
| Bank sync (Plaid) | ✓ | — |
| CSV import (any bank) | ✓ | Limited |
| AI assistant | ✓ | — |
| Auto-categorization | ✓ | ✓ |
| Net worth tracking | ✓ | ✓ |
| Full web app | ✓ | ✓ |
| Data export | ✓ | Limited |
Mint closed on 23 March 2024; its column describes the product as it stood at shutdown, for reference. Mint was an independent product, not affiliated with, endorsed by, or sponsored by Hunch; its name is a trademark of its owner, used here for identification only.
Most rivals lock bank connections behind a subscription. Hunch syncs your bank via Plaid even on the free plan.
If a bank is not supported for live sync, you are never blocked — import a CSV from any institution and keep going.
Ask Hunch answers questions about your money and categorizes transactions, with personal identifiers hidden from the model.
Hunch has a free, read-only AI connector built on MCP, so Claude, ChatGPT or another compatible assistant can answer questions from your real accounts and transactions. It's included on every plan, not sold separately.
No. Intuit shut Mint down on 23 March 2024 and pointed users to Credit Karma. Only the account login transferred: transaction history, budgets, goals, categories and bill reminders did not.
Yes, if you exported before the shutdown. Hunch imports a Mint transactions CSV directly — see the Mint migration guide for the exact steps. If you never exported, that data is gone; Intuit did not keep it.
Yes, on the same terms that mattered: the free tier includes live bank sync via Plaid and CSV import, not just manual entry. Paid plans start at $4.99/mo for extras like ad-free use and more AI.
It depends on whether you want to pay. Hunch is the closest free replacement — bank sync on the free tier, CSV import, budgets and an AI assistant. Monarch and Copilot are strong but subscription-only, and Credit Karma, despite being where Intuit sent everyone, does not do budgeting.
Bring your Mint data into Hunch in a couple of minutes — free to start.
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