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A side-by-side look at both apps — pricing, features, and who each one is really for.
Every row, including the ones we do not win.
| Feature | Hunch | Copilot Money |
|---|---|---|
| Starting price | $4.99/mo | $13/mo |
| Free tier | ✓ | — |
| What 'free' costs elsewhere, per year | $0/yr forever | $95/yr |
| Bank sync on the free tier | ✓ | — |
| Bank sync (Plaid) | ✓ | ✓ |
| CSV import (any bank) | ✓ | ✓ |
| AI assistant | ✓ | ✓ |
| Auto-categorization | ✓ | ✓ |
| Net worth tracking | ✓ | ✓ |
| Full web app | ✓ | Limited |
| Data export | ✓ | ✓ |
Copilot Money pricing and features as of July 2026 and may change. Copilot Money is an independent product, not affiliated with, endorsed by, or sponsored by Hunch; its name is a trademark of its owner, used here for identification only.
Most rivals lock bank connections behind a subscription. Hunch syncs your bank via Plaid even on the free plan.
If a bank is not supported for live sync, you are never blocked — import a CSV from any institution and keep going.
Ask Hunch answers questions about your money and categorizes transactions, with personal identifiers hidden from the model.
Hunch has a free, read-only AI connector built on MCP, so Claude, ChatGPT or another compatible assistant can answer questions from your real accounts and transactions. It's included on every plan, not sold separately.
Yes. Hunch is a full web app, so it works on any device with a browser. Copilot is focused on iOS and Mac.
Copilot is subscription-only at around $13/mo. Hunch has a free tier, with paid plans from $4.99/mo.
Yes. Copilot can export transactions to CSV, which Hunch imports directly. See the Copilot migration guide.
Yes. Hunch includes an AI assistant and automatic categorization, available across every platform since it runs on the web.
Bring your Copilot Money data into Hunch in a couple of minutes — free to start.
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