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Home/AI assistant

Ask your money anything.

Hunch has an AI assistant that actually knows your finances. Ask about spending, budgets, net worth or cash flow — it runs the numbers, draws the chart, and only sees the data you allow.

✦ app.hunch.money/chat
How much did I spend ordering out this year?
You spent $2,480 on dining out this year — about $207/mo, up 14% from last year.
Break down by monthTop merchants
Ask about your money…
What you can ask

Real questions, real answers — from your real data.

Ask the kind of thing you’d ask a money-savvy friend. The assistant pulls the answer — and the chart — straight from your accounts.

"How much did I spend ordering out this year?""Is my electric bill creeping up?""How much are my subscriptions costing me?""What’s my current net worth?""Am I spending more on groceries than last year?""What did I spend over the holidays?""What’s my cash flow for the next 3 months?""What were my largest expenses last month?"
What it knows

A finance expert with tools, not a chatbot with opinions.

Behind the conversation is a set of tools that compute against your data and the live market. Every number comes from one of them — never made up.

Spending & budgets

Spending by category, budgets vs. actuals, biggest expenses and top merchants over any date range.

Cash flow & income

Income, expenses and net for any window — plus a short-term forecast built from your recurring patterns.

Net worth & accounts

Assets, liabilities and net worth, plus every account balance with its kind and currency.

Investments

Holdings, asset-class allocation and live quotes for US and crypto tickers — ask “what’s my allocation?”

Goals & subscriptions

Progress on savings and debt-payoff goals, and detected recurring bills with their monthly cost.

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Live rates & calculators

Mortgage, compound-growth, debt-payoff and savings-rate math — plus live FX and interest-rate data.

Projections & planning

Run “what if” scenarios on savings rate, growth and cash flow — when could you reach your goal?

Web search

When the answer is outside your data — current rates, market news or a definition — it can search the web.

Assistant connections

Or ask Claude or ChatGPT instead.

You can connect your Hunch account to Claude, ChatGPT or another MCP-compatible assistant and ask it about your real finances there. Read-only, nothing shared until you approve it, revocable any time, and free on every plan.

How assistant connections work
ClaudeChatGPT (Developer Mode)Read-onlyFree on every plan
Private by design

The AI only sees what you let it.

You choose what the AI can see. It only gets the information needed to answer your question — and only from the areas you switch on. Your data is never used to train AI models, and never sold.

🛡 Never trains AI
🔒 Zero retention
Data the AI can use
Cash flow & income
Spending & budgets
Transactions
Investments
Every area starts on — turn off anything you’d rather keep private.
FAQ

Common questions.

Does the AI see all of my financial data?

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No — you decide. A "Data" button lets you turn off exactly which parts of your finances the assistant can read. Every area starts on, and the AI can only reach the areas currently enabled. Nothing is shared unless you opt in to AI.

Will the AI make up numbers?

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No. Every number comes from a tool that computes against your real data or the live market — never invented. A collapsible "Thinking" block shows which tools ran and why.

Which AI model does Hunch use?

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Pro plans can choose between multiple models (GPT-5 · Claude). Prefer your own provider? Bring your own OpenAI or Anthropic key and route the AI through your own account — unlimited, billed directly to you.

Stop digging through dashboards. Just ask.

An AI that knows your money, charts the answer, and only sees the data you allow.

Get started for free